Xactus-ucs on credit report

Nancy Grycewicz serves as the Vice President of Human Resourc

3. Select your credit agency and report type as well as marking each bureau needed. Then, choose a Request Type. Order New Report - Orders a new credit report. Re-issue Existing Report - Imports an existing report of a particular file number. Upgrade Existing Report - Add bureaus to an existing file and upgrade to include a co-borrower.1 Credit Report Codes Credit Report and Status Codes 1. ECOA Codes A: Authorized user - A joint account where the borrower is an authorized user, but has no contractual responsibility. I: Individual account - An account solely for this borrower. B: Borrower's account - An account solely for the borrower. C: Co-borrower's account - An account …

Did you know?

Removing SYNCB/TJX CO DC from Your Credit Report. The first option is to initiate a dispute process with the credit reporting agency. This requires submitting a dispute letter that explains why the inquiry is inaccurate and requests its removal from your credit report. However, this option can be tedious and frustrating, particularly if your ...Permanently unmerging a credit report generates its own separate charge, outside of the normal charge to view the unmerged report. This separate charge will appear on the new file. Click OK to proceed. After the unmerged file is created, you will have the option of viewing the new file or returning to the original one. Xactus.com. 888-212-4200.March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, launched its new name, Xactus, marking a new beginning for …1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...Report Features. Broad Coverage: Obtain the same nationwide coverage that historically has been included in credit reports. Actionable Details: Specify the type of judgment and lien content that you need, and select a variety of attributes and individual judgment and lien details. Numerous Attributes: Choose from the count of liens on file, the ...Broomall, PA - October 5, 2023 - Xactus, the leading verification innovator for the mortgage industry, announced today that Appraisal FirewallX is capable of fulfilling orders from lenders supporting Fannie Mae property data collection and Freddie Mac's Property Data Report (PDR).It is connecting mortgage lenders with vetted and trained property data collectors to deliver the value ...We would like to show you a description here but the site won't allow us.Over 1,000 banks, credit unions, and mortgage companies trust the BytePro platform to deliver efficiency and scalability in retail, wholesale, and correspondent channels. Contact Byte Software at 800.695.1008, or email [email protected]. www.bytesoftware.com. * Due to the COVID-19 outbreak, the IRS has temporarily …Credit Plus Named Top Mortgage Employer 4th Year in a Row Feb 3, 2020 | In the News National Mortgage Professional announced that Credit Plus was named to its 2020 Top Mortgage Employers list.R9 Charge Off & Credit Rating. Get rid of your debt faster with debt relief. Choose your debt amount. $25,000. $1,000 $100,000+. See if you qualify. Or speak to a debt consultant 844-731-0836. Mark Cappel.Michael Delaporta serves as Chief Architect for Xactus, managing all aspects of the Xactus360 industry-leading verifications and credit technology platform. Michael began his career with the Credit Bureau of Connecticut and sister company Avantus in 1993, and has served as the chief technology platform architect since 1995. Over the last 25 ...Xactus. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Xactus works closely with its clients to digitally integrate a 360 approach to verification across their workflows.Paul was elected to Congress at age 28 and represented Wisconsin’s First District for two decades. He was named a professor-of-the-practice at the University of Notre Dame for the 2019-2020 academic year. He holds a degree in economics and political science from Miami University in Ohio and was awarded an honorary doctorate by the university.Through Xiris Valuations, Xactus delivers value-added property appraisal solutions that help lenders balance the need for compliance with appraisal quality. With Xiris Valuations, you have built-in peace of mind knowing your appraisers are operating with full independence. Plus, our suite of products enables you to customize the appraisal plan ...Start by logging into Xactus and opening your borrowers file from the main page. 2. Under Requests History, you will find the supplements requested and their status. ... Order Business Credit Report Order Undisclosed Debt Notifications Order Liens and Judaments Reoort Tools Documentation Requests Total cost for borrower Management Reports FileWe have come together to create the leading. verification innovator for the mortgage industry. X. CIS Credit Solutions is now Xactus. We have come together to create the leading. verification innovator for the mortgage industry. X. DataFacts is now Xactus. We have come together to create the leading.Find out what works well at Xactus from the people who know best. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Compare pay for popular roles and read about the team’s work-life balance. Uncover why Xactus is the best company for you.As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputatio...Discover our various product resources that include credit, data solutions, verifications, property solutions, scoring tools, fraud detection/quality control, and tenant solutions.Credit Report LoanShield AVM Flood Zone xactus>l Advancing the Modern Mortgage Credit Report Details Canceled AM 02-16-2023, AM Report ID: Type 2208000129 45164045 Merge Credit Report Actions: Copy/Merge\lJnmergs Order update/Supplement Order Xpress Llodate Order Raoid update/Rescore Liens and Judgements Refresh Report12/11/2019. Blog. Inquiries can appear on yoMerger Creates Premier Technical and Tot Universal Credit Services - Now Xactus. Universal Credit Services - Now Xactus is located at 370 Reed Rd #100 in Broomall, Pennsylvania 19008. Universal Credit Services - Now Xactus can be contacted via phone at 888-212-4200 for pricing, hours and directions. Free weekly online credit reports are available from Equifax, Exper REPOSITORIES - The credit bureaus from which the FICO score was requested. PRICE REFERENCE NUMBER - The loan #/reference # that was input upon ordering. REQUESTED BY - Name of the user who ordered the credit report. PREPARED BY - This field is only used for RMCRs. LOAN TYPE - Allows you to fully customize the loan types …Feb 27, 2024 · Our Pre-QualificationX soft inquiry report also helps protect your pipeline and costs less than a hard inquiry. However, it is different than Pre-AppX in three important ways. Pre-QualificationX: Does not include trended credit data or allow scoring tools, supplements or other verifications. Cannot be used for the GSEs. Requires written consent. A unique feature of this report is the option

Latest News. Residential Mortgage. UniversalCIS | Credit Plus Shifts Strategies with Rebranding as Xactus. By. Ariana Fine. - March 1, 2022. 1. Perry …Share on Social. BALTIMORE, March 14, 2024 — CreditXpert, the predictive credit optimization platform that helps lenders expand homeownership opportunities, has announced a collaboration with Xactus, the leading verification innovator for the mortgage industry. The new alliance will allow Xactus' 6,500 clients to easily upgrade to ...Note: Repository regulations require all end users accessing consumer credit data first pass a physical inspection conducted by a third-party inspection firm approved by each repository. This physical inspection is required regardless of lender size, location or years in business. A new inspection is required upon relocation.Hard and soft credit inquiries. It seems likely that, in most cases, CREDCO will appear on your credit reports because it's associated with a credit inquiry (otherwise known as a "credit pull"). There are two types of credit inquiries, and the distinction between them is important. A hard credit inquiry (or "hard pull") generally ...

The Refresh Report option allows the client to get an updated copy of the borrower's credit report through use of a "soft inquiry." This is generally done just before a loan is funded to ... Xactus.com. 888-212-4200. Author: Anthony Fulginiti Created Date: 1/27/2021 10:39:13 AM ...Download an existing Credit Report – to download an existing Merge Credit Report. The Report Id will be prefilled in the Reference number field. • Add Bureau – to upgrade a 1 …Pull soft credit inquiry on consumer Can be pulled as a 1, 2 or 3 bureau *Please note: You can't make a final underwriting decision without pulling a tri-merge hard inquiry with a FICO® score and…

Reader Q&A - also see RECOMMENDED ARTICLES & FAQs. Explore our comprehensive catalog of tech-forwar. Possible cause: 12/06/2022. 1. Start by logging into Xactus360 and opening the borrowers file from the .

Go access a specific account, select from the optional below: Xactus360 (formerly Avantus). Sign AreMar 5, 2024 · Understanding Xactus Credit Inquiry. Xactus Credit Inquiry is a sophisticated tool designed to facilitate seamless credit evaluations for businesses and individuals. Unlike traditional credit inquiries, Xactus employs advanced algorithms and data analytics to provide a comprehensive assessment of an individual’s or business’s creditworthiness.Mar. 1, 2022, 06:00 AM. PHILADELPHIA, March 1, 2022 /PRNewswire/ -- UniversalCIS | Credit Plus, the leading verifications provider. for the mortgage industry, announced …

A hard credit inquiry was placed by xactus-ucs 0n 1/27/2023. i have no knowledge of this company and have not applied for any mortgage or credit from any one. ... I received notification that ...At Xactus, we know you want better show on your consumers. We provide a entire suite of score optimization products considered to ensure your mortgage applicants are making to most out their credit. Our products also reduce your time on each apply, letting you close more lending more quickly.

Explore our comprehensive catalog of tech-forward mortgage solutions, • This feature is only available from the Xactus platform (not withi n Loan Origination Systems) • The original credit pull must have occurred within the past 30 days. After the borrower has confirmed they have unfrozen their c redit file . with the bureau(s) previously frozen, access the existing credit file in the Xactus platform an d select08/23/2023 - The next generation of Xactus360 is here. It’s been configured to advance every aspect of your mortgage business. Xactus360 will help you rethink workflows, create efficiencies and streamline processes – while delivering an intuitive user experience unlike any other. Best of all, the technology platform revolves around you and ... This award is a testament to the hard work and dedica12/11/2019. Blog. Inquiries can appear on your cred Nov 6, 2023 · In-Platform Communication – Quickly and efficiently ask a question to the Xactus team directly on the credit file screen or on any open service request. In addition, Xactus360 captures and logs conversations in the files, so anyone accessing the file may check status and recent updates, improving workflow. Credit Plus, the leading verifications provider for the Xactus General Information Description. Provider of credit data and related origination services intended for the mortgage industry. The company offers credit reporting, income and property verification, identity and fraud detection as well as appraisal management services, enabling clients to mitigate risk, close loans, overcome underwriting challenges and save on costs.Over 1,000 banks, credit unions, and mortgage companies trust the BytePro platform to deliver efficiency and scalability in retail, wholesale, and correspondent channels. Contact Byte Software at 800.695.1008, or email [email protected]. www.bytesoftware.com. * Due to the COVID-19 outbreak, the IRS has temporarily stopped processing 4506-T ... AboutXactus formerly Credit Plus. Xactus formerly Credit Plus is locaXactus Appraisal FirewallX: Powerful residential and commercial appCreated: February 04, 2020 10:31. Updated: Xactus Data offers tri-merge credit reports, pre-approval and pre-qualification reports, tradeline updates, and scoring tools for mortgage lenders. Xactus Data does not provide credit reports for consumers or businesses. Or if you prefer to speak with someone, please call us at (888) 21 Customize Report Borrower r Nicke Green 100 Terrace AVE west Haven CT, Equifax 734 Format Co -Borrower Add Cc-Sorrower 742 Scores F CO Summary Details TransUnion 720 33 25 Experian [732 Completed: Completed 07-18-2023, 10:27 37 AM 07-18-2023, 10:30 52 AM Credit ReportX : Available Reports Date 07-18-2022, 07-18-2022. Report Type Xactus is the leading verification innovator for the mortgage industIf you leave our website before entering the verification c Pre-AppX: Add Utility to Soft Credit Inquiries. Delay prospect triggers until later in the mortgage process with Xactus’ pre-approval soft credit inquiry reports. Watch this video and learn more about how we are meeting the dynamic needs of the industry.